Homeowners Insurance in and around Saint Cloud
Homeowners of Saint Cloud, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Would you like to create a personalized homeowners quote?
Welcome Home, With State Farm Insurance
Home is where memories are created laughter never ends, and you're insured by State Farm. It just makes sense.
Homeowners of Saint Cloud, State Farm has you covered
The most important parts of a home are the people you share it with... and the State Farm insurance that covers it.

Don't Sweat The Small Stuff, We've Got You Covered.
For insurance that can help insure both your home and your mementos, State Farm has options. Agent Ann Werning's team is happy to help you build a policy today!
Your home is the place where your loved ones gather, but unfortunately, the unforeseeable circumstance may occur. That's why you need State Farm's homeowners insurance. Plus, if you need some more air space, our bundle and save option could be right for you. Ann Werning can help you get the home coverage you need!
Have More Questions About Homeowners Insurance?
Call Ann at (407) 593-1080 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
House hunting
House hunting
House hunting, getting a mortgage and prequalifying for a mortgage loan takes some research and thought to avoid wasting time and expensive risks.
Which emergency backup generator is right for you?
Which emergency backup generator is right for you?
A backup generator can help during a blackout. These tips on permanent and portable generators can help you choose.

Ann Werning
State Farm® Insurance AgentSimple Insights®
House hunting
House hunting
House hunting, getting a mortgage and prequalifying for a mortgage loan takes some research and thought to avoid wasting time and expensive risks.
Which emergency backup generator is right for you?
Which emergency backup generator is right for you?
A backup generator can help during a blackout. These tips on permanent and portable generators can help you choose.